Mortgage News and Information

Understanding Car Insurance Discounts

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Posted 2008-04-24

Trying to save money wherever you can is important to us all. Car insurance should be no different. Do not assume that your agent knows everything about you and your vehicle. Drivers should take advantage of all discounts that many...

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Households Falling Behind on Bills

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Posted 2008-01-25

Millions of people found it hard to pay their bills on time in 2007 as household budgets became tighter. With the rising costs of gas and electricity, a study by YouGov for MoneyExpert.com found 1.3 million people who had difficulties...

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Fair Play Demanded on Savings Rates

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Posted 2008-01-19

As average savings rates fall below inflation, Nationwide Building Society demands introductory savings rates expirations should be well revealed to those individuals counting on the introductory rates. The demand from Nationwide follows the interest rate cute in December,...

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Financial Experts Advise Equity Release

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Posted 2008-01-14

Homeowners across the UK are showing increasing interest in using an equity release to supplement their income, stated a financial services company. There is a rising concern among professionals, however, that homeowners could be damaging long-term financial stability.   “It...

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Buying Green Homes Reaps Benefit for All

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Posted 2008-01-11

A rise in energy prices and environmental awareness could change the way people buy their houses. With the introduction of the Energy Performance Certificate (EPC), the Home Builders Federation (HBF) predicts more home buyers will want to know their purchases...

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Planning Ahead Gleans Financial Security

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Posted 2008-01-10

With the total UK debt standing at £1,400 billion - according to Credit Action figures - many Britons are being advised to create hard-fast budgets for 2008 to ease financial strain.   The Consumer Credit Counselling Service (CCCS) recommends...

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Homeowners May Not See Mortgage Savings

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Posted 2008-01-10

A price comparison website and David Kuo, the head of personal finance for Motley Fool, warned homeowners that any base rate cuts may not mean lower mortgage payments. Despite efforts by Chancellor Darling, the Monetary Policy Committee (MPC)...

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Self-Employed Less Squeezed by Credit Woes

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Posted 2008-01-10

Recent upheavals in the lending market have failed to tarnish self-cert mortgage availability, much to the relief of many self-employed business owners in Britain.   For many years the self-employed have depended upon self-cert mortgages to purchase property and homes....

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Larger Loans Offer Advantages

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Posted 2008-01-9

The size and tier of the loan people sign up for may save money, according to Defaqto, a financial services research company.    Lower tier loans are often for smaller sums of money and charge the highest interest rates,...

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Financial Dip Following Christmas Endangers Families

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Posted 2008-01-9

Over-spending naturally accompanies the holiday season, however the strain and financial burden of such events can damage long-term plans for many families, says the Department for Work and Pensions (DWP). As families struggle to pay increased bills after Christmas, the...

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